Superannuation for Dental Treatment

Unlock Your Superannuation for Dental Care in Point Cook

Need access to accessible dental care without any financial worries? At Supreme Dental Boardwalk, we’ve you covered where we bring the option to use your superannuation under the Early Release of Superannuation (ERS) scheme, making funding for your dental treatments easier than ever. Ease off the pressure for any type of dental treatment such as restorations, implants, or emergency care and relieve financial pressure for the care you need.

We’re here to guide you through the process and help you understand why this option may be a smart solution for your dental needs. Here’s why this could be for you.

How Can Superannuation Fund Your Dental Treatment?

Superannuation is a retirement savings plan that brings financial support in your later years. However, the Australian government allows you to access these funds early in specific circumstances, including for necessary medical and dental procedures.
If you need extensive dental care, using your superannuation could be perfect. Treatments like full mouth rehabilitation, dental implants and dentures, root canal therapy as well as extractions, emergency dental procedures, restorative and cosmetic dental treatments.

Superannuation for Dental Treatment

How Can I Use My Superannuation for Dental Treatments?

If you’re looking to access your superannuation for dental treatments, you have two options:
Applying Directly through the Australian Taxation Office (ATO)
You can independently lodge your application via the official ATO website. You’ll need to submit relevant documentation, such as medical records or dental assessments, demonstrating the necessity of your treatment.
Using SuperCare Assistance

You can opt for support thanks to SuperCare with guidance from the team through each step. Get your paperwork correctly prepared and submitted promptly as this will simplify the process for you to receive the funding without any unwanted delays.

At Supreme Dental Boardwalk, let us handle your superannuation process stress-free so you make the most of your time at the dentist.

How Long Does It Take to Access My Super?

Once your application is approved, the funds are usually transferred within 1 to 3 weeks, allowing you to move forward with your dental treatment without unnecessary delays.
Understanding the Risks Involved in Superannuation for Your Dental Care

While accessing your superannuation early can be a helpful financial solution, there are a few important factors to consider:

  • Reduced Retirement Savings: Taking funds from your super now may affect your financial situation when you retire.
  • Tax Implications: There may be taxes on the early release, which could reduce the amount you can access.
  • Eligibility Restrictions: Not all treatments may qualify for early release, and you must meet certain criteria to be eligible.

When Can I Access My Superannuation?

Generally, you can access your super when you reach the age of 65. However, if you are under 65, you may still qualify for early access, especially if you need dental care or meet other medical criteria.

Can I Use My Super for Wisdom Teeth Extractions?

Yes, wisdom teeth extractions may be eligible for early release under the ERS scheme, but the medical criteria will be assessed on a case-by-case basis.

How to Withdraw Early Super for Dental Treatment?

To withdraw your super early for dental treatment, you must apply through the ERS scheme, providing the necessary medical evidence. You can do this independently via the ATO, or with the help of SuperCare, who can guide you through the process and ensure everything is in order.

How Long Will It Take to Receive the Funds?

Once your application is approved, you can expect the funds to be transferred in approximately 1 to 3 weeks, depending on the processing time.

Let Supreme Dental Boardwalk Help You Access Superannuation for Your Dental Care

At Supreme Dental Boardwalk, we understand how important it is to receive the dental care you need without worrying about the financial burden. Whether you are in Point Cook or surrounding areas, we are committed to providing you with the support you need for your dental health.

Our list of preferred dental insurance providers includes everything from Smile.com and NIB to CBHS, Bupa, HCF, CBHS, and MBP.

Contact us today to schedule a consultation and explore your options for using your superannuation to fund dental care.